You can now apply for up to $20,000 in student loan forgiveness through the beta test website

STATEN ISLAND, NY — Student borrowers looking to apply for loan forgiveness under the Biden administration’s three-part plan can now apply through a beta testing of the United States Department of Education website prior to the full rollout of the relief program.

You are eligible for student debt relief if your annual federal income was less than $125,000 (single or married, filing separately) or $250,000 (married, filing jointly, or head of household) in 2021 or 2020. You can get up to $20,000 in debt relief if you received a Pell grant in college and meet the income threshold. If you did not receive a Pell grant in college and do not meet the income threshold, you will be eligible for debt relief of up to $10,000.

Borrowers who submit an application now during the beta test will have it automatically processed when the form is officially launched, according to the Department of Education. The testing phase involves ironing out any bugs in the process before the program officially launches, education officials said.

“We want to invite you to be among the first to apply for student debt relief, by testing the application online NOW before its official launch,” the Department of Education said in an email sent to borrowers.

“Soon we will open the application online with our official launch. But we would like you to help us test the site by applying now during our beta test. If you submit an application during this period, it will be processed when the site is officially launched. You will not need to submit again. If you have already applied and received a confirmation email, you do not need to apply again,” the email explosion added.

The official application period for student debt relief will open later this month. However, the opening date of the application has not yet been announced. Once opened, it will be available until December 31, 2023.

The White House has announced that the application for student debt relief will be short and simple, will not require supporting documents or a Federal Student Aid (FSA) ID, will be available in English and Spanish, and will be available on mobile and desktop devices.

The beta testing portal is now open at


The application requires first and last name, social security number, date of birth, phone number and email. Borrowers will need to review and submit an agreement stating that they are requesting debt relief and are eligible.

Borrowers will need to review and submit an agreement indicating eligibility for relief.

Once borrowers submit their form, FAFSA (Free Application for Federal Student Aid), the Department of Education will review the application, determine eligibility for debt relief, and work with ready for processing help.

The best source of information during this process will be the US Department of Education and the FAFSA.