15 mobile payment systems for merchants


Mobile payment systems provide flexibility for consumers and merchants while unifying online and offline transactions.

Here is a list of mobile payment services for merchants. There are point of sale systems, digital wallets, mobile hardware, software for mobile and web applications, etc.

PayPal Zettle

PayPal Zettle

PayPal Zettle is an all-in-one point of sale system for small businesses, in-store or on the go. Accept payments (cash, card, smart card, and contactless) and track sales and inventory from anywhere through your PayPal Business account. Price: 2.29% + 9 per transaction.

Square

Square Home Page

Square

Square lets you accept payments in person, on the go, or online. Create and send invoices, then allow customers to pay by card or ACH bank transfer. Add pickup and delivery options, or sell through social media. Square’s hardware options for point-of-sale transactions are a terminal, contactless and chip reader, and magnetic stripe reader. Price: 2.6% + 10 (in person), 2.9% + 30 (online), per transaction.

Google pay

Google pay

Google Pay is a digital wallet and online payment system. Google Pay makes payment faster and more secure in apps and websites, and makes it easy for customers to pay contactlessly with their phones. Google Plex is a digital bank account in Google Pay, offered by participating banks and credit unions. Price: Free.

Brain

Braintree Home Page

Brain

Braintree allows you to accept cards, PayPal, wallets such as Venmo (US), Apple Pay, and Google Pay, and enable buy now and pay later options. Accept in-person payments with a variety of PayPal Here card readers by integrating the PayPal Here SDK into your mobile point-of-sale application. Choose from basic or advanced anti-fraud tools and add 3-D Secure for an extra layer of fraud prevention. Securely store billing information to facilitate repeat payments. Price: 2.59% + 49 per transaction.

Venmo

Venmo Home Page

Venmo

Venmo is a peer-to-peer mobile payment service owned by PayPal. Company Profiles allow Venmo users to accept payments for goods and services from customers on Venmo. Customer accounts on Venmo can be linked in apps and on websites with payments processed through Braintree. Easily add Venmo as a payment option on your website. Price: 1.9% + $ 0.10 per transaction.

Mobiyo

Mobiyo home page

Mobiyo

Mobiyo is a European leader in mobile payments, primarily through direct carrier billing, in which users charge purchases on their mobile phone bill. Mobiyo also processes payments by SMS, prepaid cards, electronic bank transfer, cash payment, electronic wallet, credit cards, etc. Get advanced analytics to analyze performance. Contact for prices.

QuickBooks GoPayment

QuickBooks GoPayment home page

QuickBooks GoPayment

QuickBooks GoPayment provides an app and a mobile card reader to get paid quickly. Accept all major credit or debit cards. Use the QuickBooks card reader to make digital wallet payments or manually enter card information with the GoPayment app. Access the full suite of QuickBooks tools to manage your invoicing, cash flow and expenses. Price: 1% for ACH bank payments, 2.4% for swiped, per transaction.

Zelle

Zelle home page

Zelle

Zelle is a simple way to send money directly between US bank accounts, usually within minutes. Send and receive money quickly, securely and easily with an email address or cell phone number. To use Zelle, your bank must offer it for your type of business account. Contact your bank for availability and prices.

Pay anywhere

Payanywhere home page

Pay anywhere

Payanywhere provides point-of-sale software, hardware, and business management tools to accept credit cards and organize your business. Use a Payanywhere device to process payments in your physical store or on your smartphone or tablet. Turn any in-person transaction into an invoice directly from the Payanywhere app, or send it directly from the portal. With two financing options, choose when your business is financed through daily credit sales. Price: 2.69% per transaction.

Authorize.net

Authorize.Net home page

Authorize.net

Authorize.net helps merchants process credit card payments in person, online, or over the phone. A virtual point of sale connects a compatible card reader to your computer to accept in-store payments. Accept all types of payment, including major credit cards, signature debit cards, and electronic checks. Accept and submit monthly recurring or installment payments. Price: 2.9% + 30 per transaction.

Bandaged

Stripe home page

Bandaged

Stripe allows merchants to accept payments and manage their online activities. Unify online and offline channels with flexible development tools, card readers, and cloud-based hardware management. Use the SDK to integrate Stripe into your mobile and web apps to create a personalized in-store checkout flow. Create a marketplace and pay sellers or service providers around the world. Price: 2.9% + 30 per transaction.

Adyen

Adyen Home Page

Adyen

Adyen enables merchants to accept payments in a single system for online devices, mobile devices and point of sale. Accept cards, mobile wallets and more on any channel or digital device. Create optimized checkouts with integrated and mobile payment flows. Take advantage of a comprehensive suite of tools to serve your customers. Securely store your customers’ previously used payment data and bring them back with one-click, recurring payments. Contact for prices.

Boku

Boku home page

Boku

Boku was founded in 2009 to enable purchases of digital content on mobile phones. In 2021, Boku launched the M1ST payment network, combining carrier billing and mobile wallets into a single payment system, offering over 225 types of mobile payment in more than 70 countries. Boku offers a bundle of subscriptions, a mobile identity and a suite of security tools. Contact for prices.

Higher level

LevelUp Home Page

Higher level

LevelUp, a division of Grubhub, is a mobile payment network used by approximately 1 million consumers and 5,000 businesses. Use LevelUp with a scanner through your POS system or through a stand-alone scanner with a mobile device. Enter the transaction through the LevelUp merchant app using your smartphone’s camera to read the customer’s QR code, entering the amount to complete the transaction. Price: 1.95% per transaction. The scanner costs $ 50. The LevelUp tablet costs $ 100.

WeChat Pay

WeChat Pay home page

WeChat Pay

WeChat Pay is a payment feature built into the China-based WeChat app that is used by approximately 1 billion monthly consumers around the world. WeChat offers fast payments, QR code payments, in-app web payments, native in-app payments, and mini-program payments. Price: The merchant processing fee is 0.6% per transaction.


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